1. Money is nothing more than a means to an end – pursue happiness not money
2. Money problems are most common cause of relationship breakdown – do a household budget and live within this budget – save money (best place for savings is in your mortgage – you can redraw it if you need to – don’t understand, see me later)
3. Pay off short term debt (credit cards, personal loans, etc) immediately – or as quickly as possible
4. If you have interest-free loan, pay monthly instalments, to make sure you pay it off within the timeframe – 29% interest, or more, back to when you bought the item
5. If you can’t see yourself ever doing “3 + 4” see me later and we can discuss the possibility of consolidating the debts with your mortgage
6. Stop “keeping up with the Joneses” – it doesn’t matter if you don’t have the latest car or TV set
7. Use money to help you achieve your goals + dreams

PART.2 – Keep in touch with your Dream

1. Set goals/dreams and write them down
2. Set a date to each goal – this creates accountability
3. Making more money is not a goal in itself – what are you going to do with the extra money – answer this question and you have a list of goals !!
4. Look at your goals every day – use them to motivate you – let them become the reason that you do what you do for a job + your job will suddenly seem less dreary
5. Don’t let anyone steal your dreams – people will knock you and tell you that you can’t do something, or they will question why you would want to do something- ignore them, hold fast to your dreams
6. Break down your goal into small steps, so you can achieve it gradually – a journey of 1,000 miles starts with one step !!
7. Don’t be afraid to set big goals – BMW for to set lowly goals is to cripple oneself from within !!
8. Believe in yourself – you can do it

THIS IS HOW TO GET MONEY TO BUY YOU HAPPINESS

by Robert Krol from Eagle Finance